Savings Accounts

The Advantages and Privileges of Membership Start With a Savings Account

Features of 1st UCU Savings include:

  • A minimum balance of $5.00 is required. We encourage regular activity in your account.

  • A competitive interest rate is paid quarterly on the average daily balance in your savings account.

  • To withdraw money from your savings account, simply stop by the credit union or go to an ATM terminal.

  • Make deposits directly to your savings account by mobile deposit, direct deposit, or at any of our many CO-OP Shared Branches.

  • Your statement can be accessed through online banking, the mobile app, or at the branch. If you would like to have a statement mailed to you, we can do that too for a small fee.

  • Your deposits are federally insured by the NCUA

  • If you have questions, contact us.

Share Type Tier Dividend Rate APY**
Electronic Savings, Regular Savings, Secondary Savings $0.01–$4,999.99
$5,000–$9,999.99
$10,000–$9,999,999.98
$9,999.999.99–Above		 0.001%
0.005%
0.025%
0.035%		 0.001%
0.005%
0.025%
0.035%

Rates effective April 1, 2023

Every financial journey starts with a strong foundation. A savings account at 1st University Credit Union gives you secure access to your money, competitive dividends, and the support of a local team that’s here when you need us. Whether you’re setting aside a little or building toward something big, we’ll help you save with confidence. Based in Waco, we proudly serve the Central Texas community, including McLennan, Erath, and Bosque counties.

Helping You Do Life — one saving habit at a time.